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Your Bank Statement
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FEATURES & BENEFITS
The home loan solution without the need for tax returns.
With a bank statement loan, you can qualify for a mortgage using your personal or business bank statements to verify your income instead of your traditional tax returns. Banks statement loans also offer such features and benefits as:
No tax returns required
With a bank statement loan, you can use your bank statements to qualify instead of your tax returns. That’s a huge benefit if you have a complex income situation.
Faster processing times
Because they rely on your bank statements to verify your income, and not your tax returns, the application process can be streamlined and simplified.
Alternative income verification
If you’re someone whose tax returns don’t accurately reflect your income, qualifying for a traditional mortgage can be challenging. Bank statement loans can make it easier.
Fewer Documentation Requirements
Bank statement loans don’t require you to collect as many documents as traditional loans, making the process less challenging and time-consuming.
HOW IT WORKS
Learn more about bank statement loans
Getting approved for a bank statement loan begins with taking a look at your unique situation!
CALCULATE
Estimate your monthly mortgage payment
Traditional mortgages are made for traditional W-2 employees. But bank statement loans allow you to use your personal or business bank statements, instead of your tax returns, to qualify for a mortgage, making them a perfect option for your circumstances.
Enter your loan pricing needs below and we’ll calculate your estimated loan payment.
Your estimated monthly payment
This result is just an estimate. For a more detailed report schedule a free consultation today.
APPLICATION PROCESS
We simplify the process, so you can maximize your results
Applying for a bank statement loan may seem complicated, but it can be a great option for borrowers who are self-employed or have non-traditional sources of income. By following these four steps, you can get the funds you need to achieve your financial goals.
Gather your financial documents
To apply for a bank statement loan, you'll need to provide financial documents such as bank statements, tax returns, and income statements. Make sure you have everything you need before you start your application.
Submit your application
You can apply for a bank statement loan online or in-person at a bank branch. Once you've submitted your application, the lender will review it and may request additional documentation or information.
Provide your bank statements
This is the key step for a bank statement loan. You'll need to provide your bank statements to the lender so they can verify your income and determine how much you can borrow.
Receive your loan funds
After the lender has reviewed your financial documents, they will decide whether to approve your loan. If you're approved, the lender will typically deposit the funds directly into your bank account within a few business days.
Ready to apply for your bank statement loan?
Getting approved for a bank statement loan begins with taking a look at your unique situation and then building a roadmap to help get you to homeownership. Schedule a consultation today to start!
QUESTIONS & ANSWERS
We’re Here To Find You The Answers You Need
LET’S GET STARTED!
Ready to apply for your bank statement loan?
Starting your road to homeownership is literally a click away. Start today!
Erica Benvenuto
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